Terms and conditions of use

Please read the details set out below carefully before using this website (the ‘Site’). Please note that this Site is hosted by a third party on behalf of the Relevant HSBC Group Member (as defined below) and maintained and operated by the Relevant HSBC Group Member. By accessing this Site, you agree to be bound by the following terms and conditions and disclaimers including the Country Clauses that are applicable to you (the ‘Terms’). You should also read our Privacy Statement.

  • References to ‘you’, ‘your’ and ‘yours’ are references to the person(s) accessing the Site.

  • References to ‘we’, ‘us’ and ‘our’ and ‘Relevant HSBC Group Member’ are references to the member of the HSBC Group that provided you, or on whose behalf you have been provided with, the address of or link to the Site.

  • References to the ‘HSBC Group’ are references to HSBC Holdings plc, its subsidiaries and affiliated companies.

  • References to ‘Local Sites’ are references to other websites and pages of the Relevant HSBC Group Member and websites or pages and websites issued by other members within the HSBC Group.

The identity of the Relevant HSBC Group Member will be set out in the invitation of the event that you have been invited to and will be either HSBC Holdings plc or one of the following entities, the details of which are set out in full below and may be updated from time to time:

HSBC Holdings plc is a public limited company registered in England and Wales under Company Registration Number 617987 and with its registered office at 8 Canada Square, London, E14 5HQ, England. HSBC Holdings plc's registered VAT Number is GB 365684514.

HSBC Bank plc whose registered office is at 8 Canada Square, London E14 5HQ, England.

HSBC UK Bank plc Registered in England number 9928412. Registered Office: 1 Centenary Square, Birmingham, B1 1HQ. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Our firm registration number is 765112

The Hongkong and Shanghai Banking Corporation Limited whose registered office is at 1 Queen’s Road Central, The Hong Kong Special Administrative Region of the People’s Republic of China.

HSBC Securities USA Inc who registered office is at The Corporation Trust Company, 1209 Orange Street, Wilmington, Delaware, 19801, United States of America.

HSBC Bank Middle East Limited who registered office is Level 1, Building No. 8, Gate Village, Dubai International Financial Centre, P.O. Box 502601, Dubai, United Arab Emirates. Incorporated in the Dubai International Financial Centre. Regulated in the U.A.E. by the Central Bank of the U.A.E. and lead regulated by the Dubai Financial Services Authority.

About us

The Site is hosted by a third party service provider. The content of the Site is maintained by us. There may be links from this Site to Local Sites of HSBC Group members through which financial services and products may be obtained, we set out below the relevant Terms with regard to such links.

Terms

Changes may be made to the Terms at any time without notice by updating this posting.

No offer

This Site neither offers financial services or products nor contains information that constitutes investment advice. Should you seek to rely in any way whatsoever upon any content contained on this Site, you do so at your own risk.

Linking to other HSBC local sites

As stated above, we do not offer financial services or products and our operation of the Site shall not constitute an offer of any products or services provided by any member of the HSBC Group.

Whilst using the Site you may be provided by us with links to other Local Sites. Your use of any Local Site shall be governed by the terms and conditions of the Site and the terms and conditions of the Local Site. However, where the terms and conditions of the Site conflict with those of the Local Site, the terms and conditions of the Local site shall prevail.

Financial services and products may be obtained from Local Sites. All products and services provided by members of the HSBC Group are subject to the terms and conditions and disclaimers of the applicable agreement governing their supply and use.

Not all the products and services that you may be able to view through links provided via the Site are available in all geographical locations. If you choose to enter a website outside your country of residence, you are advised that it may not be legal in that jurisdiction for you to access or use the facilities available on that site and the legal requirements of that jurisdiction may prohibit you from dealing or otherwise transacting in that jurisdiction.

All products or services provided to you by any HSBC Group member shall only be available in the jurisdiction(s) within which the member providing the product or service is authorised to operate.

The information contained on the Site is for information purposes only and HSBC Holdings plc and other HSBC Group members do not hold themselves out as providing legal, financial or other advice via the same.

Information about you

We may collect, process, disclose, store and transfer information about you in accordance with our Privacy Statement. By accepting the Terms, you consent to such processing, disclosure, storing and transfer.

No warranties and availability of site

The following clauses exclude or limit our legal liability for the Site. You should read them carefully. They all apply only as far as applicable law permits.

Whilst we have taken reasonable steps to ensure the accuracy, currency, availability, correctness and completeness of the information contained on the Site and any Local Site, information is provided on an ‘as is’, ‘as available’ basis and we do not give or make any warranty or representation of any kind, whether express or implied. The use of the Site or any Local Site is at your sole risk. We shall not be liable for any loss or damage whatsoever and howsoever arising as a result of your use of or reliance on the information contained on the Site or any Local Site to the maximum extent permitted by applicable law.

We do not represent or warrant that the Site or any Local Site will be available and meet your requirements, that access will be uninterrupted, that there will be no delays, failures, errors or omissions or loss of transmitted information, that no viruses or other contaminating or destructive properties will be transmitted or that no damage will occur to your computer system.

We make no representations or warranties regarding the accuracy, functionality or performance of any third party software or services that are used in connection with the Site or any Local Site.

You acknowledge that the information, material and content provided in the pages of the Site or any Local Site may be changed at any time without notice.

We reserve the right at any time to immediately suspend or withdraw the provision of all or any part of this Site or any Local Site to you and/or restrict your access to this Site or any Local Site.

Exclusion of our liability

To the extent permitted by applicable law, neither we nor any other member of the HSBC Group shall be liable for any damage, loss or liability (whether arising in contract, tort, including negligence, or otherwise) arising out of or in connection with:

  • your use of this Site or any Local Site,

  • your reliance on or your inability to use the information, products or services on this Site or any Local Site, or

  • any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure to or unavailability of this Site or any Local Site or your use or attempted use of it.

The above exclusions apply without limitation to any damage which is direct, indirect, special, incidental or consequential or consists of loss of profits, business, opportunity or data.

All of the above exclusions apply even if you have advised us or any other member of the HSBC Group of the possibility of the above types of damage, loss or liability.

Your obligations

It is your sole responsibility adequately to:

  • protect and back up your data and equipment,

  • undertake reasonable and appropriate precautions against any computer virus or other destructive materials or elements, and

  • ensure that your computers and your access to this Site are adequately secured against any unauthorised users.

You may not use this Site or any Local Site or permit others to use this Site or any Local Site:

  • in any way (including via electronic means) and for any purpose which is unlawful, defamatory or libellous, offensive, abusive, indecent, menacing or threatening or in any way breaches any intellectual property rights or obligations of confidence, or

  • to cause annoyance, inconvenience or needless anxiety to any other person or in any other way which is in violation of any applicable law or regulation in any jurisdiction in the world, or

  • to introduce a virus or other disruptive material or element or otherwise disrupt or impair this Site or any Local Site or any communication service.

Third party sites and warranties

Where we provide hypertext links to other locations on the internet, we do so for information purposes only. We are not responsible for the content of any other websites or pages linked to or linking to this Site or any Local Site. We have not verified the content of any such websites. Following links to any other websites or pages shall be at your own risk and we shall not be responsible or liable for any damages or in other way in connection with linking. Links to downloadable software sites are for convenience only and we are not responsible or liable for any difficulties or consequences associated with downloading the software. Use of any downloaded software is governed by the terms of the licence agreement, if any, which accompanies or is provided with the software.

No endorsement or approval of any third parties or their advice, opinions, information, products or services is expressed or implied by any information on our Site or any Local Site.

Internet email

Do not use ordinary e-mail to communicate personal or confidential information to us. Use the secure service available at your Local Site. Ordinary e-mail messages sent over the internet may be intercepted, lost or altered. We are not responsible for them and will not be liable to you or anyone else for any damages or otherwise in connection with any message sent by you to us or any message sent by us to you over the internet.

Trade marks and copyright

Copyright in the pages screens, information and material in their arrangement included in this Site or any Local site is owned by or licensed to us or the HSBC Group unless otherwise noted. You may imprint, copy, download or temporarily store extracts from our Site or any Local Site for your personal information or when you use our products and services of any Local Site. You must not alter anything. Any other use is prohibited unless you first get our written permission. In particular no one may use a part of our Site or any Local Site on any other website, or link any other website to our Site or any Local site, without our prior written permission.

Other than as provided above you may not use or reproduce the HSBC trademark, logo, brand name and associated marks which are trademarks of HSBC Group Management Services Limited, and all rights in and to HSBC vest in HSBC Group Management Services Limited.

You may not use the Site or any Local site for any purpose which is unlawful, abusive, libelous, obscene or threatening.

Governing law

The Terms and your use of the Site are governed by and interpreted in accordance with the laws of the jurisdiction in which the Relevant HSBC Group Member’s registered office is located and the courts of the above jurisdiction will have non-exclusive jurisdiction in respect of any dispute, which may arise.